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Mortgage Offset Savings Calculator (AU)

Calculate how much interest and time you save with an offset account on your Australian mortgage. See exact savings over the loan term.

Mortgage Offset Savings Calculator (AU)

Offset account inputs
$
$
%
months
years
%
Results update as you type

How it works

Interest is only charged on your effective loan balance after subtracting money sitting in your offset account. The bigger and steadier your offset balance, the lower your interest cost.

Methodology & assumptions

  • Compares simple interest with and without offset over the chosen period.
  • Projected full-term savings are indicative only.
  • Real repayment structures vary by lender and loan product.
Primary result—
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StatusReady
Main Result
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Calculated live from your inputs

Breakdown

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How this result is worked out

Workings will appear here.