Loan-to-Value Ratio (LVR) Calculator (AU)
Calculate your Loan-to-Value Ratio (LVR) for an Australian home loan. See if you need LMI and estimate your deposit requirements.
Loan-to-Value Ratio (LVR) Calculator (AU)
How it works
Loan-to-value ratio compares the size of your loan to the property value. In Australia, LVR above 80% often triggers Lenders Mortgage Insurance and tighter lender policy settings.
Methodology & assumptions
- LVR = loan ÷ property value.
- Deposit % is the inverse of the LVR.
- LMI shown here is optional and only included if you enter it.
Disclaimer: LMI pricing and lender thresholds vary by bank and borrower profile.
Primary result—
Secondary—
StatusReady
Main Result
—
Breakdown
Breakdown will appear here.
How this result is worked out
Workings will appear here.
Important information
Disclaimer: LMI pricing and lender thresholds vary by bank and borrower profile.